Auto Injury

Auto Injury Special:

Free phone consultation with the doctor to discuss your injuries and how we can help you

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*not applicable to Medicare, Blue Cross, Blue Shield and other health care plans that would exclude such offers.

Medical treatment is paid for even if you were at fault.

Unfortunately, many accident victims, especially at-fault drivers, never seek medical treatment because they are unsure if their insurance will cover their medical injury treatments.

The good news is you donโ€™t need health insurance.

If you have been involved in a car accident in the state of Florida, your medical bills are covered.

Medical treatment is paid for even if you were at fault.

Thatโ€™s right, your medical treatment is paid for even if you were at fault.

CALL FOR YOUR CONSULTATION +1 (305) 453-6610

Why Choose Key West Spine and Injury

Dr. Michael norman specializes in auto injury

Testimonials

Auto accident injuries often do not show immediate symptoms, but their impact can be long-lasting. Many individuals feel fine right after a collision, only to develop pain, stiffness, muscle spasms, headaches, or radiating discomfort days or even weeks later. These delayed symptoms are common and should never be ignored. Seeking prompt care after an auto accident is essential to prevent minor injuries from turning into chronic problems and to support proper healing.

Understanding PIP Insurance Coverage After a Car Accident

Personal Injury Protection (PIP) insurance is available to help cover medical expenses following an automobile accident, but specific requirements must be met. To qualify for PIP benefits, you must receive a physical examination within 14 days of the accident. This evaluation must be performed by an authorised medical professional, such as a physician, osteopathic physician, dentist, supervised physician assistant, or nurse practitioner.

If your injuries are classified as an Emergency Medical Condition (EMC), PIP may provide coverage of up to $10,000. For injuries that do not meet the emergency criteria, coverage is limited to $2,500, which includes diagnostic testing and treatment. Itโ€™s important to note that visiting the emergency room alone does not automatically qualify your condition as an emergency under PIP guidelines.

Our doctors are specially trained to evaluate auto accident injuries and determine whether they meet the criteria for Emergency Medical Condition status. If you qualify, we handle all required documentation and reporting to ensure you receive the maximum benefits available under your PIP coverage. Our goal is to protect your health, support your recovery, and help you access the insurance benefits you are entitled toโ€”without added stress.

Key West Spine and Injury
Key West, Florida Spine & Injury chiropractic team
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